Full-Stack Fintech Loan Platform

I’m building an end-to-end lending experience for iOS that feels as smooth as Slice or Moneyview. The job covers both sides of the stack: a sleek native iOS front end and a secure, scalable back end with the APIs that power it.

On the user side the flow is simple but must be rock-solid. A new customer signs up with email/password, can just as easily use a social account, and once inside can enable Face ID or Touch ID so returning is frictionless. They complete a loan application form, the system instantly checks eligibility, returns an approved amount (or declination), shows a clear repayment schedule, and later lets them review every past loan in a dedicated history screen.

I need the full technical delivery:
• iOS app (Swift or SwiftUI preferred) that implements the entire journey above and talks to the server through clean REST/GraphQL endpoints.
• Back-end service with user auth, loan-scoring logic, repayment scheduler, and secure data storage—language and framework are your choice as long as it is production-ready and well-documented.
• Database schema and migrations set up for user, loan, repayment, and audit tables.
• API documentation so future teams can extend the platform.
• Basic admin or Postman collection to verify every endpoint.

I’ll provide UI references and the exact scoring rules once we start; everything else—architecture, tooling, CI/CD, and unit tests—should follow best practices and modern fintech security guidelines (OWASP, encryption at rest and in transit).

If you have shipped at least one finance or payments product before, let’s talk timelines and milestones. Show More